Risk guard for funded account traders
You didn't fail because you were wrong.
Evaluations don't end because you were wrong. They end when the account touches a loss limit — too big a size, a stop with nowhere to go, one more trade after a bad morning. Upwick checks your trade against your real limits first, and says no when the arithmetic says no.
Free. No account. Nothing leaves your browser.
Pro is $29.99 a month, three days free — what it does · both columns
What it costs
Both columns, in full.
Everything each side does, side by side — including the one thing that is not built yet.
Everything the calculator does — but only when you remember to open it.
- 2 checks a day without an account — 5 a day once you sign up
- Pre-trade check against your firm's rules
- Position sizing from your real buffer
- Fee and volatility arithmetic
- A trade log, up to 5 trades
- One account, entered by hand
We email you before the trial charges you — the date and the amount, with the cancel link in it. You should never be surprised by a charge you agreed to.
Everything Free does, and the part that works when you don't.
Working now
The habit that's costing you, with the numbers.
Reads your own trade history: “10 trades opened within 30 minutes of a loss, at 3× your calm size, averaged −1.35R against −0.20R for everything else.” Five checks, each needing real evidence before it says a word.A cooldown you have to argue with.
When the conditions that come before your worst trades are live, the verdict goes to LOCKED — even if the arithmetic is perfect. You can override it. But you do it against the number it has cost you, and it gets recorded.A warning that reaches you.
Log a trade that puts you where your own history says it costs you and the warning arrives — notification first, email behind it. At most one every few hours, one click to switch off. It fires when you log the trade, not from watching the market.
and 16 more
It checks the balance you typed.
Pro reads what you logged today and re-runs every limit from the real figure.How long this account lasts.
Your own logged days, divided by the days you logged them over: “your worst day was −$1,240 and you have $2,100 before the floor — one more ends it.” Arithmetic on your history, not a prediction about any market.Paste a screenshot of your dashboard.
Win+Shift+S, Ctrl+V, and the balances and limits fill themselves in — no retyping eight numbers every time you want a check. It shows you what it read before anything goes in the boxes, and anything it wasn't sure of stays switched off until you look at it.Import instead of typing.
Drop in the history file your platform already exports: MetaTrader, cTrader, TradingView, Tradovate, most broker CSVs. The analysis needs eight trades before it says anything. This gets you there today instead of in three weeks.Every account at once.
An evaluation alongside a funded account, or two attempts running together, with both sets of limits in front of you.Your data, out.
The whole journal and every finding as CSV, whenever you want it. It is your record; you should be able to leave with it.The whole log, and what it caught.
Free holds five trades. Pro holds all of them. It also counts every verdict from the last thirty days: how many it refused, how much risk that kept off the table, and the ones you overrode anyway. That last number is the honest one.The rule that voids payouts after you have already passed.
Your best day as a share of your profit, measured the way your firm measures it. Plus the most today can make before today becomes the problem.What it would take to finish.
The pace figure, run backwards. What is left to the target. How long that takes at the rate you have actually been going. And the biggest risk per trade that still survives three losses in a row.Whether any of this is working.
Every refusal you overrode, matched to the trade you took anyway, and what those trades came to. “You overrode 6. Those 6 made −$2,140 between them.” It counts the times the guard was wrong the same way.Tomorrow's numbers, the evening before.
On a trailing account your floor follows your equity up overnight, so a good day tightens the account instead of loosening it. Sent only on days you traded.Notifications, not just email.
Nobody three trades deep and angry checks their inbox. Per device, and the email still arrives either way.Why you took it.
One tap after each verdict — your plan, a setup, or that you were annoyed. After nine of those it tells you what each answer is worth: “your planned trades average +0.34R, the ones you called ‘getting it back’ average −1.81R.”What your firm changed after you paid.
Prop firms rewrite their rulebooks quietly. Getting breached by a rule that moved after you read it is the one failure where you did nothing wrong. So the rules here are hand-checked against the firms' own pages, and each one shows the date it was last checked.The releases you cannot hold through.
CPI, payrolls and FOMC, read off the agencies' own schedules — not guessed from a rule of thumb. “Payrolls is the first Friday” was wrong three times this year alone. Tell it once whether your firm restricts news, and how wide the window is. The guard then counts down to each release, and turns loud while you are inside the window. When the calendar runs past what it knows, it says so. An empty calendar looks exactly like a clear one.No daily cap.
Free runs five checks a day, which covers a normal session and runs out on a busy one. Pro doesn't count.
Not built yet, and named so you can hold us to it
A read-only link for your coach.
Their limits and findings, none of their log or billing, revocable and expiring. Built, and not switched on yet. It publishes somebody's account balance to whoever holds a URL. That deserves a slower decision than the rest of this list.
Not included today — you are paying for the list above.
Create a free accountWhy Pro
The free check only works when you remember to open it.
Not a limitation we added to sell you something — the shape of the problem. Accounts die at the exact moment nobody opens a calculator.
What one attempt at a funded account costs you.
Fail, by the firms' own published pass rates. What ends it is a rule.
A year of Pro. About the price of a single attempt.
It has to prevent one breach, once, to have paid for itself. Everything below makes that breach less likely. None of it makes you a better trader.
Free believes the balance you type.
You type yesterday's number, because it is the one you remember. Every limit is now too generous.
Pro reads what you logged today and re-runs every limit from the real figure. Two forgotten losses is the difference between “clear” and “too big”.
This is where the account actually dies.
Free does the arithmetic and, if it works, says yes. It has no idea what the last twenty minutes were.
Pro knows this setup costs you, from your own history, and says LOCKED even when the arithmetic is perfect. Override it against that number, and it gets recorded.
Nobody tilted opens a calculator.
Every free feature waits for you to come to it. That gap is where evaluations die.
Pro comes to you. Log the trade and the warning arrives, phone first. One every few hours at most, one click to switch off.
And then the payout is refused.
Almost every firm caps your best day as a share of your profit, and almost nobody tracks it until the button is greyed out.
Pro works it out the way your firm actually measures it. Three of the five divide by something other than total profit. It then tells you the most today can make before today becomes the problem.
The actual causes
Almost nobody fails on strategy.
Published pass rates sit around 5–10%. Here's what actually ends those attempts,
and none of it is the chart.
See the four causes
The actual causes
Almost nobody fails on strategy.
Published pass rates sit around 5–10%. Here's what actually ends those attempts, and none of it is the chart.
Daily loss limit breached
Usually revenge trading after a loss — bigger size, less patience, minutes apart.
Upwick refuses these outrightTrailing drawdown violated
Traders confuse static and trailing rules. On a trailing account, profit raises the level that kills you.
Upwick shows the floor movingConsistency rule broken
One outsized day exceeds the cap, and the whole evaluation is void even in profit.
Upwick caps the sizeRan out of time
The only one on this list that is genuinely about the market.
Not much anyone can doAdd the first three together and roughly 80% of failures are arithmetic, not analysis. Arithmetic is preventable.
What it checks
Four ways a trade is doomed before you take it.
None require knowing where price is going. All four are decidable from numbers
you already have.
See the four checks
What it checks
Four ways a trade is doomed before you take it.
None require knowing where price is going. All four are decidable from numbers you already have.
The fees exceed the target
A stop 0.1% away against a 0.5% round trip has to travel further than it aims just to break even. However good the setup looks.
The stop sits inside normal noise
Under 0.75× ATR and ordinary movement takes you out, not being
wrong. Not a bad call — a badly placed one.
The size can't survive being wrong
Against what is left before your daily limit and your floor, whichever bites first. If one loss ends it, you are told the size that doesn't.
The reward doesn't cover the risk
A target closer than the stop needs a win rate almost nobody has. Under 1 to 1 it loses over any real number of trades.
The difference
Your open position counts. Most tools ignore it.
See the difference
The difference
Your open position counts. Most tools ignore it.
Closed trades only
A drawdown calculator reads your realised balance; a journal tells you about last week. Same hole in both: a position that is currently down can breach your daily limit while every tool you own still shows you clear.
Realised plus open
Every number counts the trade you are still in. An open long 900 down is 900 already spent against your limit, and it is subtracted before you are told what you can risk next.
What it learns
Everyone has one habit that keeps ending it.
Connect your history and Upwick tests your own trades to find the habit costing
you most. Not generic advice — yours, with the number on it.
See what it finds
What it learns
Everyone has one habit that keeps ending it.
Connect your history and Upwick tests your own trades to find the habit costing you most. Not generic advice — yours, with the number on it.
You size up after losses
119 trades opened within 30 minutes of a loss, at 2.2× your calm size, averaged −0.51R — against +0.15R for everything else. That's 0.66R lost per trade, every time.
Your losses run past your stop
30 of 99 losing trades lost more than 1.4R, averaging −1.89R. Gaps and slippage do this occasionally; this is more often than that explains. Worth checking whether the stop was where you meant it to be.
Your busy days lose money
Days with 5+ trades averaged −1.80R. Quieter days averaged +0.40R. Trading more is costing you 2.2R a day.
It stays quiet unless the evidence is real. Every pattern clears a significance test before you hear about it. Run against twenty disciplined traders it said nothing at all — a tool that finds a problem in everyone is a horoscope.
How you know it's right
The arithmetic is the whole product. So we tried to break it.
See how it was tested
How you know it's right
The arithmetic is the whole product. So we tried to break it.
We wrote the calculator twice. The second from scratch, in another language, from the firms' published rules — a copy agrees with its original even when the original is wrong. Six thousand accounts through both: they agreed on every verdict and every number behind it.
Then two hundred thousand random accounts, checking one thing: does it ever clear a trade that would blow the account? Not once. Then we broke the code thirty ways to see if the tests noticed. Six survived the first attempt; they catch all thirty now.
None of that makes the presets right. Limits change without notice and differ by account size, so type yours in off your own dashboard and it uses those. The arithmetic we can prove; the rules you should always check.
These are not marketing figures. They come from test suites that run against the exact code this site serves, and re-run on every change. That includes the run that found four real bugs in it and sent us back to fix them.
Check a trade before you take it.
Enter your firm, your balance, and the trade you're considering. Takes about thirty seconds and runs entirely in your browser.
Questions
The things people actually ask.
Does this place trades for me?
No. No broker connection, no API keys, no ability to move your money. You enter a trade you're considering, it tells you whether the numbers work, and what you do next is yours.
Which firms does it support?
FTMO, FundedNext, The5%ers, Topstep and Apex have presets, plus a custom option. Rules vary by plan, size and region and firms change them — check the presets against your own dashboard.
Where does my data go?
Nowhere. It runs in your browser and saves to your own device. No account, no server holding your balances.
Will it help me pass?
It removes one category of failure — the arithmetic one, roughly 80% of them. It can't touch the other 20% or fix a strategy that doesn't work. Anyone promising more is guessing.
Why should I trust the numbers?
Because you can check every one. Stop distance, fee cost, break-even move, reward-to-risk, room before your limit — all shown, not hidden behind a score. If one looks wrong, work it out and tell us.
We check them too. The arithmetic is written twice, in two languages, and the two agree on 6,000 test accounts. Across 200,000 random accounts, neither has ever cleared a trade that would have breached. The detail is here.
What does it cost?
The check is free and stays free. Pro is $29.99 a month after three days free. The split is one idea: free does arithmetic on the trade in front of you, Pro reads the history behind it. The full list is above.
A year costs about what one attempt does. Cancel from your account page or any of our emails; we tell you before the trial charges you.
Read this part
Upwick is a risk calculation tool, not financial advice. It does not predict prices, recommend trades, or promise outcomes. Every decision to place, size or close a trade is yours, and so is every result.
Firm rules are supplied as a starting point. They vary by plan, account size and region, and firms change them without notice. Always confirm against your own account dashboard. We are not affiliated with any prop firm.
Trading carries real risk of losing money, including all of it. Leverage increases that risk. Passing an evaluation is not guaranteed by any tool, including this one. Never trade money you cannot afford to lose.